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Frequently Asked Questions




    1. Where can I find the prize structure for the various lottery products?

      Each of Loto-Québec’s lotteries has its own prize structure. It can be found in the sections describing each product.

    2. Why change the way draw results are presented?

      In order to serve its customers better, Loto-Québec has introduced a few changes in how its draw results are presented. These changes were made based on comments and suggestions from our clientele.

      Notably, since June 2009, our Web site users can personalize in which order lottery results are displayed on the Lotteries home page.

      You can also view full video coverage of recent draws in the Video Zone since July 2009.

    3. Which organization is responsible for promotional contests held by businesses?

      The organization responsible for overseeing promotional contests held by businesses is the Régie des alcools, des courses et des jeux. This government department is also responsible for issuing permits enabling charitable or religious organizations to conduct bingo activities and hold draws.

    4. Why are retailers and Loto-Québec employees allowed to play lottery games?

      All draws, as well as the printing of all instant lottery tickets, take place in an honest and upright fashion, under the supervision of external auditing firms. As such, Loto-Québec employees and retailers are no more likely to win than any person in the general population.

    5. How can I claim a prize from a ticket issued in another province?

      Simply follow the instructions on the back of the ticket. For more information, contact the lottery corporation of the province involved.

    6. The draw results published by some media sources are inaccurate. How can I find out the correct results?

      If there is a disparity between the results published in some media sources and Loto-Québec’s official list, Loto-Québec’s official list will take precedence.

    7. How can I participate in and obtain the various Loto-Québec lotteries?

      To participate in Loto-Québec’s various lotteries, you have to be at least 18 years old and live or be in Québec. Tickets for the various lotteries are sold at all Loto-Québec retailers. No tickets can be bought by mail. You can also play with Lotomatique, a lottery subscription service. To join, you must live in Québec and be 18 years of age or older.

    8. Can I buy lottery tickets over the Internet?

      No. Loto-Québec does not currently sell its products online.

    9. Can I buy Loto-Québec lottery tickets outside the country?

      No. Loto-Québec can sell lottery tickets only in Québec.

    10. Where can I find lottery results for draws held more than a year ago?

      Consult the past results box in the left column. .

    11. How are the alphanumeric bonus prizes drawn?

      A set of seven different ball machines is used to draw these bonus prizes:

      • Ball machine 1 contains balls numbered from 1 to 9
      • Ball machines 2 and 3 contain balls numbered from 0 to 9
      • Ball machine 4 contains balls with the letters A through H
      • Ball machines 5, 6 and 7 contain balls numbered from 0 to 9
    12. When is the wager lock applied?

      A wager lock is applied when the limit on potential prizes, set at $1.5 million for a selection (from 3 to 4 numbers with the "exact order" and "any order" options) is reached. For each selection, the computer calculates the total of potential prizes to be paid out. Once a selection is made that crosses the $1.5 million threshold, the computer rejects the selection.

    13. What amount is the risk threshold set at?

      In effect, the $1.5 million limit is the risk that Loto-Québec is prepared to assume for each selection. Average sales of La Quotidienne are about $70,000 per day, meaning that Loto-Québec risks having to pay out 21 times the day’s receipts. All lotteries in North America that operate this type of game have set up a product profitability protection mechanism. Demand for some popular selections is so high that the risk threshold is sometimes reached.

    14. Can we suggest new lottery, product or advertising ideas?

      Regretfully, Loto-Québec does not accept suggestions from the public in regards to the development of new lotteries, products or advertising concepts. All development is carried out internally by a team of marketing professionals. In keeping with Loto-Québec's policies, the marketing department launches calls for tenders to meet any particular needs. Moreover, all other external advertising campaigns or other projects are carried out by authorized agents with exclusive mandates. We appreciate all comments regarding our products and advertising.

    15. Can lottery tickets be recycled?

      Yes, all lottery tickets are recyclable, including those from lottery terminals.

    1. Can I send a friend or family member to pick up a cheque?

      Anyone claiming a prize for the members of his or her group or for another person must provide the following supporting documents:

      1. Regardless of the prize amount:

        • The winning ticket
        • One (1) piece of valid photo I.D. in the name of the owner of the ticket (in other words, the person who signed the back of the ticket). The I.D. may consist of:

          • a health insurance card
          • a driver's licence
          • a passport
        • In the case of a group purchase, the group representative must provide:

          • the group purchase agreement
          • one (1) piece of valid photo I.D. (see above) for each member of the group
      2. If the prize won is over $600:

        • the Claim Form, duly completed and signed by the person who signed the back of the ticket, is also required.
        • In the case of a group purchase, if each group member's share is greater than $600, each member must complete and sign the Claim Form.

      If all documents provided are verified and validated, the prize will be mailed to the person who signed the back of the winning ticket or to each member of a group, if it applies.

    2. If someone wins a large amount, is publicity compulsory?

      The answer can be found on this page.

    3. Are lottery winnings taxable?

      The answer can be found on this page.

    4. Can lottery winnings be given to others as a donation?

      The answer can be found on this page.

    5. Must the person receiving the gift pay tax on it?

      The answer can be found on this page.

    6. Can I obtain a list of those who won various lotteries?

      Even though Loto-Québec reserves the right to publish the winners' names, addresses and photographs for promotional reasons, the Corporation cannot, under any circumstances, disclose any list of winners directly to the public in accordance with the Loi sur l'accès aux documents des organismes publics et sur la protection des renseignements personnels (L.R.Q., ch. A-2.1).

    7. Why does Loto-Québec require us to present a piece of photo ID when we claim a prize of $600 or less at its Montréal or Québec City offices, whereas we don't have to present photo ID if we claim a similar prize at a retailer?

      According to the regulations, prizes payable by retailers are payable to the bearer of the ticket, whereas a winning ticket presented at one of Loto-Québec's payment counters (Montréal or Québec City) is payable to the legitimate owner of the ticket. Therefore, Loto-Québec requires proof of ID to verify the identity of the person claiming to be the owner of the winning ticket.

    8. Why are we required to present a piece of ID for a $10 prize?

      The application of this rule serves to protect consumers, irrespective of the amount won.

    9. What will happen if we refuse to provide a piece of photo ID?

      Loto-Québec will not pay out any prize prior to receiving and verifying the identity of the person attempting to claim a prize.

    10. What do we do if we're claiming a prize at a Loto-Québec office on behalf of the members of our group?

      For prizes of $600 or less, the person claiming the prize on behalf of his or her group must present a piece of photo ID, e.g. health card, driver's license or passport, for each group member, along with the Group Purchase Agreement and prize claim form [PDF Format, 80 Kb, Help], duly completed and signed by each member of the group. For prizes over $600, the person claiming the prize must also ensure that each group member completes and signs the questionnaire found in the new prize claim form. Cheques shall be sent by mail to the members of the group.

    11. Why do we have to complete the questionnaire on the new Prize Claim Form?

      The questionnaire consists of only four (4) questions, and allows Loto-Québec to validate certain information concerning the prize claim, as well as to determine the claimant's eligibility to claim the prize.

    12. What will happen if we refuse to complete the questionnaire and sign it or if we refuse to present photo ID?

      As of Monday, March 3, 2008, for all prizes over $600, photo ID must be presented, and the questionnaire on the new "Prize Claim Form" must be duly completed before a prize is given out, regardless of the amount.

    13. If we claim several small prizes, which together total more than $600, do we still need to complete a questionnaire?

      Yes. In addition to having to present photo ID, the person who claims prizes totalling more than $600 must complete the questionnaire on the new Prize Claim Form, then sign it and submit it to Loto-Québec.

    14. How can I claim a prize from a ticket issued in another province?

      Simply follow the instructions on the back of the ticket. For more information, contact the lottery corporation of the province involved.

    15. How do I claim a prize?

      The answer can be found on this page.

    16. How long do I have to claim a prize for Loto-Québec’s various lotteries?

      The answer can be found on this page.

    17. Where to claim a gift won on Cadeau d'été?

      The answer can be found on this page.

    18. Who can claim the "life annuity"?

      Only an individual player aged 18 or older who lives in Québec can claim the "life annuity" lottery prize.

    19. If a winner should die, can the prize be transferred to the estate?

      Yes. When a winner dies, the annuity is paid to the heirs for a maximum period of 20 years. This means that, if the winner dies within the first 20 years after the prize claim date, the heirs are entitled to the annuity (same payment frequency) for the balance of the 20 years which have not elapsed since the "life annuity" prize claim date. If the winner's death occurs following the first 20 years after the prize claim date, the legal heirs are not entitled to any amount.

      However, where the winner is 71 years of age or older at the time the prize is claimed, the minimum payment period is shorter. In this case, it goes without saying that the winner is entitled to the annuity income. In case of death, the legal heirs can receive the income only until the date that would have been the winner's 91st birthday (Income Tax Act, article 304).

  • Retailers
    Retailers
    1. How many retailers are there throughout Québec?

      The answer can be found on this page.

    2. How are the tickets at retailers distributed?

      Printing and random distribution of the tickets is the responsibility of the printer, who pays meticulous attention to operating security. Tickets are printed in rolls, then cut and assembled into booklets. Once the printer has verified that the prize structure is strictly adhered to, the booklets are put into boxes and delivered to Loto-Québec's regional distribution centres. It is at these highly secure centres that wholesalers pick up the tickets they will deliver to Loto-Québec retailers.

      At no point it is possible to know which boxes contain the tickets hiding the grand prize, or any other prize. Moreover, Loto-Québec constantly maintains the highest possible security for the distribution and sale of lottery tickets.

    Security and Accuracy
    Security and Accuracy
    1. Why are retailers and Loto-Québec employees allowed to play lottery games?

      All draws, as well as the printing of all instant lottery tickets, take place in an honest and upright fashion, under the supervision of external auditing firms. As such, Loto-Québec employees and retailers are no more likely to win than any person in the general population.

    2. How are the tickets at retailers distributed?

      Printing and random distribution of the tickets is the responsibility of the printer, who pays meticulous attention to operating security. Tickets are printed in rolls, then cut and assembled into booklets. Once the printer has verified that the prize structure is strictly adhered to, the booklets are put into boxes and delivered to Loto-Québec's regional distribution centres. It is at these highly secure centres that wholesalers pick up the tickets they will deliver to Loto-Québec retailers.

      At no point it is possible to know which boxes contain the tickets hiding the grand prize, or any other prize. Moreover, Loto-Québec constantly maintains the highest possible security for the distribution and sale of lottery tickets.

    3. How are draws done?

      The answer can be found on this page.

    4. Are draws secure?

      The answer can be found on this page.

    5. At what time are the various draws held?
      Monday Quotidienne 3 and 4, Banco, Banco Spécial, Extra, Triplex and Astro at about 9:30 p.m.
      Tuesday Quotidienne 3 and 4, Banco, Banco Spécial, Extra, Triplex and Astro at about 9:30 p.m.
      Wednesday Québec 49, Quotidienne 3 and 4, Banco, Banco Spécial, Extra, Lotto 6/49 (in Toronto), Triplex and Astro at about 9:30 p.m.
      Thursday Jour de paye, Quotidienne 3 and 4, Banco, Banco Spécial, Extra, Triplex and Astro at about 9:30 p.m.
      Friday Mini, Quotidienne 3 and 4, Banco, Banco Spécial, Extra, Lotto Max (in Toronto), Triplex and Astro at about 9:30 p.m.
      Saturday Québec 49, Quotidienne 3 and 4, Banco, Banco Spécial, Extra, Lotto 6/49 (in Toronto), Triplex and Astro at about 9:30 p.m.
      Sunday Quotidienne 3 and 4, Banco, Banco Spécial, Extra, Triplex and Astro at about 9:30 p.m.
    Broadcast Schedule
    Broadcast Schedule
    1. Do the results of Lotto Max draws vary from province to province?

      No. The results are the same, since this lottery is sold across the country and only one draw is made.

    2. Do the results of Lotto 6/49 draws vary from province to province?

      No. The results are the same, since this lottery is sold across the country and only one draw is made.

    3. When is the sales deadline for participating in terminal-based lotteries?

      The deadline for Lotto Max is Friday at 9:00 p.m. Lotto 6/49 and Québec 49 selections can be entered until 9:00 p.m. on Wednesday and Saturday; for Astro, everyday at 9:00 p.m.; for Jour de paye, Thursday at 9:00 p.m.; and for La Quotidienne and Banco, 9:00 p.m. nightly.

    4. The draw results published by some media sources are inaccurate. How can I find out the correct results?

      If there is a disparity between the results published in some media sources and Loto-Québec’s official list, Loto-Québec’s official list will take precedence.

    5. At what time are the various draws held?
      Monday Quotidienne 3 and 4, Banco, Banco Spécial, Extra, Triplex and Astro at about 9:30 p.m.
      Tuesday Quotidienne 3 and 4, Banco, Banco Spécial, Extra, Triplex and Astro at about 9:30 p.m.
      Wednesday Québec 49, Quotidienne 3 and 4, Banco, Banco Spécial, Extra, Lotto 6/49 (in Toronto), Triplex and Astro at about 9:30 p.m.
      Thursday Jour de paye, Quotidienne 3 and 4, Banco, Banco Spécial, Extra, Triplex and Astro at about 9:30 p.m.
      Friday Mini, Quotidienne 3 and 4, Banco, Banco Spécial, Extra, Lotto Max (in Toronto), Triplex and Astro at about 9:30 p.m.
      Saturday Québec 49, Quotidienne 3 and 4, Banco, Banco Spécial, Extra, Lotto 6/49 (in Toronto), Triplex and Astro at about 9:30 p.m.
      Sunday Quotidienne 3 and 4, Banco, Banco Spécial, Extra, Triplex and Astro at about 9:30 p.m.
    6. At what time are the results broadcast?

      The answer can be found on this page.

  • Group Purchases
    Group Purchases
    1. What do we do if we're claiming a prize at a Loto-Québec office on behalf of the members of our group?

      For prizes of $600 or less, the person claiming the prize on behalf of his or her group must present a piece of photo ID, e.g. health card, driver's license or passport, for each group member, along with the Group Purchase Agreement and prize claim form [PDF Format, 80 Kb, Help], duly completed and signed by each member of the group. For prizes over $600, the person claiming the prize must also ensure that each group member completes and signs the questionnaire found in the new prize claim form. Cheques shall be sent by mail to the members of the group.

    2. Where can we find the Group Form for collective purchasing?

      The answer can be found on this page.

    Lotomatique
    Lotomatique
    1. How can I participate in and obtain the various Loto-Québec lotteries?

      To participate in Loto-Québec’s various lotteries, you have to be at least 18 years old and live or be in Québec. Tickets for the various lotteries are sold at all Loto-Québec retailers. No tickets can be bought by mail. You can also play with Lotomatique, a lottery subscription service. To join, you must live in Québec and be 18 years of age or older.

    Club Sélect
    Club Sélect
    1. Questions about Club Sélect?

      Find the answers to your questions in the Club Sélect FAQ.

  • Lotto 6/49
    Lotto 6/49
    1. How does Lotto 6/49 work?

      In Lotto 6/49, a selection is composed of 6 different numbers from 1 to 49. Prizes can be won in six different categories: 6/6, 5/6+ B, 5/6, 4/6, 3/6 and 2/6+ B. To win, a single selection must contain 3, 4, 5 or 6 numbers that match the winning selection. The bonus number, represented by the "+ B" symbol, is associated only with the categories 2/6+ B and 5/6+ B. To win in these categories, a single selection must contain respectively, in addition to the bonus number, 2 or 5 numbers that match the winning selection. For more information, visit the Lotto 6/49 section.

    2. Why is the word Lotto spelled with two "t"s?

      The word "lotto" in the Lotto 6/49 trademark is not used by accident. In fact, this type of game originated in Italy, and the name "lotto" is derived from the Italian word for "prize".

    3. How many possible selections are there in Lotto 6/49?

      There are exactly 13,983,816 different possible selections.

    4. The "complementary" number… How does it work?

      Keep in mind that:

      • in the prize structure, the complementary number, also called the bonus number, is represented by the "+ B" symbol;
      • the complementary number is linked exclusively to the 2/6+ B and 5/6+ B categories in Lotto 6/49;
      • the way the complementary number is used is the same for all the lotteries to which it is linked.

      Example: 5/6+ B category of Lotto 6/49

      To win in this category, you must have, on the same line, five (5) numbers matching the winning selection and also have the complementary number (+ B). Consequently, you cannot win in the 5/6+ B category with only four (4) numbers matching the winning selection and the complementary number.

    5. What does the "+ B" symbol shown beside some prize categories in various lotteries mean?

      This symbol represents the bonus number (complementary number) associated with one or more specific categories of various lotteries. In Lotto 6/49, it is associated with the 2/6+ B and 5/6+ B categories.

    6. When is the bonus number used?

      In Lotto 6/49, the bonus number is applied if the consumer has – in a same selection- 2 or 5 numbers that match the winning selection. If that same selection also contains the bonus number, he wins the prize for the 2/6+ B or 5/6+ B category, as applicable.

    7. Where is the bonus number shown on the ticket?

      The bonus number is never shown on the ticket. For example, when a Lotto 6/49 ticket is purchased, a selection of 6 numbers out of 49 is given the consumer. At the time of the draw, 7 numbers are drawn: the first 6 numbers determine the winning selection, while the seventh number drawn is the bonus number.

    8. Do the results of Lotto 6/49 draws vary from province to province?

      No. The results are the same, since this lottery is sold across the country and only one draw is made.

    9. Where and when are the Lotto 6/49 draws held?

      The draws for Lotto 6/49 are held every Wednesday and Saturday in Toronto at about 9:30 p.m.

    10. What is a Lotto 6/49 “combinaison” slip?

      The “combinaison” slip allows all possible 6-number selections to be generated from an ensemble of 5, 7, 8 or 9 numbers selected by the consumer.

    Banco
    Banco
    1. How does Banco work?

      For each Banco draw, balls numbered from 1 to 70 are placed in a single ball machine that enables 20 winning numbers to be drawn randomly. Players wager on between 2 and 10 numbers. So, you can participate in different types of wagers, such as wager 2, wager 3, wager 4, wager 5, wager 6, wager 7, wager 8, wager 9 and/or wager 10. You can also wager various amounts, such as $5 or $10. In all, there are 22 winning categories, varying from 2/2 to 10/10. With wager 10 at $1, you can win between $5 and $200,000. For more information, consult the Banco section on our Web site.

    2. How does Banco spécial work?

      This lottery, drawn for the first time on May 3, 2001, offers a daily draw. The winning numbers for Banco spécial are the same as those drawn for Banco. So, there is a single draw of 20 numbers, whether you’re playing Banco or Banco spécial. The prizes for this lottery range from $5 to $1 million. A player with 15, 16, 17, 18, 19 or 20 winning numbers in Banco spécial wins the $1 million grand prize. Banco spécial and Triplex are the only Loto-Québec lotteries in which you can win without a single winning number. In the 0/20 category, the player wins a prize of $500. Banco spécial offers no fewer than 17 ways to win. For more information, visit our site’s Banco spécial section.

    3. What is a Lotto 6/49 “combinaison” slip?

      The “combinaison” slip allows all possible 6-number selections to be generated from an ensemble of 5, 7, 8 or 9 numbers selected by the consumer.

    Extra
    Extra
    1. What lotteries is the Extra number twinned with?
    2. Why do consumers get a "non participant" Extra number, even though they didn’t pay for the Extra?

      This German-origin game is played in all other Canadian provinces, in U.S. states such as Ohio, Illinois, Oregon and Iowa and in many other countries (Finland, Germany, Switzerland, Morocco, Austria, Belgium, Sweden, etc.). The vast majority of lottery corporations systematically print a number on their tickets, which is a feature of this product.

    3. How are Extra numbers generated?

      The numbers are generated by a number-generation algorithm used by the Loto-Québec mainframe. Thus, each number between 0000000 and 9999999 is produced once; then the process starts over.

    4. A consumer is assigned an Extra number that is made up only of "0"s. Is this a mistake?

      No, it’s not a mistake. Given that the computer assigns numbers from 0000000 through 9999999, it is normal for this number to appear on a consumer’s ticket. Moreover, since the Extra is drawn using ball machines that contain balls numbered from 0 to 9, a selection made up only of "0"s or "9"s is just as likely to win as a selection made up of different numbers.

    5. The "non participant" Extra numbers on two different tickets for a single lottery are identical. Is this normal?

      Yes, this is completely normal. The computer generates and prints the same Extra number as long as consumers do not include the product in their selections. As soon as Extra is added, the computer assigns this same number with the note "Extra participant." It is only once the number is assigned that the computer issues a different number, and so on.

    6. How can I know whether I have a winning Extra ticket?

      To win this lottery, you must first have agreed to play Extra and the words "Extra participant" must appear on the ticket. At the time of the draw, the ball machine selects a 7-digit number that is decomposable in both directions, from the first two digits to the last. You can win prizes ranging from $2 to $500,000. For further details, consult the Extra Prize Structure.

    La Quotidienne
    La Quotidienne
    1. A consumer has 3 numbers that match the 4-number winning selection, as shown in the table on the back of the selection slips, but doesn’t win. Why?

      Consumers have to make sure they have all the numbers in the winning selection, and that they are contained in their own wager. You should know that La Quotidienne, with 3 or 4 numbers, does not offer the possibility of a decomposable number. To win La Quotidienne 3 or La Quotidienne 4, all your numbers must match the winning selection, in the exact order or in any order.

    2. What are the odds of winning La Quotidienne 4 with two pairs?

      The odds of winning La Quotidienne 4 with two pairs are in the order of 1 in 10,000 (with the exact order option), and 1 in 1,666.7 (any order option).

    3. Why can Loto-Québec lock La Quotidienne wagers?

      The wager locking situation in La Quotidienne is not new. It has existed since this lottery was launched in 1979. As stated on the back of the selection slip, La Quotidienne is governed by the By-law respecting forecast contests and numbers games, which has liability limits. Loto‑Québec can therefore, at any time and at its discretion, refuse to accept wagers and issue tickets bearing any selection it determines.

    Québec 49
    Québec 49
    1. The "complementary" number… How does it work?

      Keep in mind that:

      • in the prize structure, the complementary number, also called the bonus number, is represented by the "+ B" symbol;
      • the complementary number is linked to the categories 2/6 + B and 5/6+ B in Québec 49;
      • the way the complementary number is used is the same for all the lotteries to which it is linked.

      Example: 5/6+ B category of Québec 49

      To win in this category, you must have, on the same line, five (5) numbers matching the winning selection and also have the complementary number (+ B). Consequently, you cannot win in the 5/6+ B category with only four (4) numbers matching the winning selection and the complementary number.

    2. What does the "+ B" symbol shown beside some prize categories in various lotteries mean?

      This symbol represents the bonus number(complementary number) associated with one or more specific categories of various lotteries. In Québec 49, it is associated with the 2/6+ B and 5/6+ B categories.

    3. When is the bonus number used?

      In Québec 49, the bonus number applies if the consumer has - in a same selection – 2 or 5 numbers that correctly match the winning selection. If that same selection also contains the bonus number, he wins the prize for the 2/6+ B or 5/6+ B category, according to the case.

    4. Where is the bonus number shown on the ticket?

      The bonus number is never shown on the ticket. For example, when a Québec 49 ticket is purchased, a selection of 6 numbers from 1 to 49 is given the consumer. At the time of the draw, 7 numbers are drawn: the first 6 numbers determine the winning selection, while the seventh number drawn is the bonus number.

    5. What is a "combinaison" slip?

      The “combinaison” slip allows all possible 6-number selections to be generated from an ensemble of 5, 7, 8 or 9 numbers selected by the consumer.

    6. Why is the grand prize not cumulative?

      There is no cumulative grand prize for Québec 49 because when the grand prize is won, the amount paid out to the winners always exceeds the sales revenue generated by this draw.

    7. Is there a grand prize winner every draw?

      No, the grand prize is not won at every draw. This is not unusual, considering that the game includes 13,983,816 possible selections and less than 1,000,000 selections are generally sold for every draw.

    Jour de paye
    Jour de paye
    1. Is the annuity (every two weeks) prize paid to the winner for a limited period?

      No. This amount is paid throughout the winner’s lifetime (in accordance with applicable terms).

    2. Is this income taxable?

      Yes. Unlike other major prizes that are issued in a single payment, the life annuity prize has tax implications. The winner receives an income which is partly taxable. A designated insurance company pays the tax amount associated with the taxable part of each payment, based on the highest marginal tax rate in force at the time of purchase of the annuity. The balance of the annuity announced on the ticket (net of tax) is then paid to the winner on a weekly, monthly or annual basis.

    3. Who can claim the "life annuity"?

      Only an individual player aged 18 or older who lives in Québec can claim the "life annuity" lottery prize.

    4. If a winner should die, can the prize be transferred to the estate?

      Yes. When a winner dies, the annuity is paid to the heirs for a maximum period of 20 years. This means that, if the winner dies within the first 20 years after the prize claim date, the heirs are entitled to the annuity (same payment frequency) for the balance of the 20 years which have not elapsed since the "life annuity" prize claim date. If the winner's death occurs following the first 20 years after the prize claim date, the legal heirs are not entitled to any amount.

      However, where the winner is 71 years of age or older at the time the prize is claimed, the minimum payment period is shorter. In this case, it goes without saying that the winner is entitled to the annuity income. In case of death, the legal heirs can receive the income only until the date that would have been the winner's 91st birthday (Income Tax regulation, article 304).

    5. What happens if the winner dies before he has given his decision to Loto-Quebec?

      If the winner dies before he has given his decision to Loto-Quebec, the legal heirs will be entitled to the one time lump sum.

    6. If the winner chose the annuity option, who will be responsible for the administration and payment of this annuity?

      If the winner chose the annuity option, the designated insurance company will be responsible for the administration and payment of the annuity.

    Lotto Max
    Lotto Max
    1. How does Lotto Max work?

      In Lotto Max, a play is composed of 3 selections of 7 different numbers from 1 to 49. Prizes can be won in seven different categories: 7/7, 6/7+ B, 6/7, 5/7, 4/7, 3/7+ B and 3/7. To win, a single selection must contain 3, 4, 5, 6 or 7 numbers that match the winning selection. The bonus number, represented by the "+ B" symbol, is associated only with the categories 6/7+ B and 3/7+ B. To win in these categories, a single selection must contain respectively, in addition to the bonus number, 6 or 3 numbers that match the winning selection. For more information, visit the Lotto Max section.

    2. The "complementary" number… How does it work?

      Keep in mind that:

      • in the prize structure, the complementary number, also called the bonus number, is represented by the "+ B" symbol;
      • the complementary number is linked exclusively to the 3/7+ B and 6/7+ B categories in Lotto Max;
      • the way the complementary number is used is the same for all the lotteries to which it is linked.

      Example: 3/7+ B category of Lotto Max
      To win in this category, you must have, on the same selection, three (3) numbers matching the winning selection and also have the complementary number (+ B). Consequently, you cannot win in the 3/7+ B category with only two (2) numbers matching the winning selection and the complementary number.

    3. What does the "+ B" symbol shown beside some prize categories in various lotteries mean?

      This symbol represents the bonus number (complementary number) associated with one or more specific categories of various lotteries. In Lotto Max, it is associated with the 3/7+ B and 6/7+ B categories.

    4. When is the bonus number used?

      With Lotto Max, the bonus number applies if the consumer has - in a same selection - 3 or 6 numbers that correctly match the winning selection. If that same selection also contains the bonus number, the consumer wins the 3/7+ B or 6/7+ B prize (as applicable).

    5. Where is the bonus number shown on the ticket?

      The bonus number is never shown on the ticket. For example, when a Lotto Max ticket is purchased, a participation of 3 selections of 7 numbers from 1 to 49 is given to the consumer. At the time of the draw, 8 numbers are drawn: the first seven numbers determine the winning selection, while the eighth number drawn is the bonus number.

    6. Do the results of Lotto Max draws vary from province to province?

      No. The results are the same, since this lottery is sold across the country and only one draw is made.

    7. 7. Where and when are the Lotto Max draws held?

      The draws for Lotto Max are held every Friday in Toronto at about 9:30 p.m.

    8. What is a Lotto Max "Combinaisons" slip?

      The Lotto Max “Combinaisons” slip allows all possible 7-number selections to be generated from an ensemble of 6, 8 or 9 numbers selected by the consumer.

    Gagnant à vie
    Gagnant à vie
    1. What symbol do you have to reveal to win the Gagnant à vie lottery?

      Depending on the game:

      1. Uncover "VIE" 3 times in the same game and win the life annuity prize*.
      2. Uncover 3 identical symbols in the same game and the "VIE" prize in the "LOT" box and win the life annuity prize*.

      * Or a lump sum.

    2. Is the annuity (weekly, monthly or annually) prize paid to the winner for a limited period?

      No. This amount is paid throughout the winner’s lifetime (in accordance with applicable terms).

    3. Is this income taxable?

      Yes. Unlike other major prizes that are issued in a single payment, the life annuity prize has tax implications. The winner receives an income which is partly taxable. A designated insurance company pays the tax amount associated with the taxable part of each payment, based on the highest marginal tax rate in force at the time of purchase of the annuity. The balance of the annuity announced on the ticket (net of tax) is then paid to the winner on a weekly, monthly or annual basis.

    4. Who can claim the "life annuity"?

      Only an individual player aged 18 or older who lives in Québec can claim the "life annuity" lottery prize.

    5. If a winner should die, can the prize be transferred to the estate?

      Yes. When a winner dies, the annuity is paid to the heirs for a maximum period of 20 years. This means that, if the winner dies within the first 20 years after the prize claim date, the heirs are entitled to the annuity (same payment frequency) for the balance of the 20 years which have not elapsed since the "life annuity" prize claim date. If the winner's death occurs following the first 20 years after the prize claim date, the legal heirs are not entitled to any amount.

      However, where the winner is 71 years of age or older at the time the prize is claimed, the minimum payment period is shorter. In this case, it goes without saying that the winner is entitled to the annuity income. In case of death, the legal heirs can receive the income only until the date that would have been the winner's 91st birthday (Income Tax Act, article 304).

    6. What happens if the winner dies before he has given his decision to Loto-Quebec?

      If the winner dies before he has given his decision to Loto-Quebec, the legal heirs will be entitled to the one time lump sum.

    7. If the winner chose the annuity option, who will be responsible for the administration and payment of this annuity?

      If the winner chose the annuity option, the designated insurance company will be responsible for the administration and payment of the annuity.

    Gagnant à vie - limited edition
    Gagnant à vie - limited edition
    1. What symbol do you have to reveal to win the Gagnant à vie! Limited Edition lottery?

      Uncover "VIE" 3 times in the same game and win the life annuity prize*.

      * Or a lump sum.

    2. Is the annuity (weekly, monthly or annually) prize paid to the winner for a limited period?

      No. This amount is paid throughout the winner’s lifetime (in accordance with applicable terms).

    3. Is this income taxable?

      Yes. Unlike other major prizes that are issued in a single payment, the life annuity prize has tax implications. The winner receives an income which is partly taxable. A designated insurance company pays the tax amount associated with the taxable part of each payment, based on the highest marginal tax rate in force at the time of purchase of the annuity. The balance of the annuity announced on the ticket (net of tax) is then paid to the winner on a weekly, monthly or annual basis.

    4. Who can claim the "life annuity"?

      Only an individual player aged 18 or older who lives in Québec can claim the "life annuity" lottery prize.

    5. If a winner should die, can the prize be transferred to the estate?

      Yes. When a winner dies, the annuity is paid to the heirs for a maximum period of 20 years. This means that, if the winner dies within the first 20 years after the prize claim date, the heirs are entitled to the annuity (same payment frequency) for the balance of the 20 years which have not elapsed since the "life annuity" prize claim date. If the winner's death occurs following the first 20 years after the prize claim date, the legal heirs are not entitled to any amount.

      However, where the winner is 71 years of age or older at the time the prize is claimed, the minimum payment period is shorter. In this case, it goes without saying that the winner is entitled to the annuity income. In case of death, the legal heirs can receive the income only until the date that would have been the winner's 91st birthday (Income Tax Act, article 304).

    6. What happens if the winner dies before he has given his decision to Loto-Quebec?

      If the winner dies before he has given his decision to Loto-Quebec, the legal heirs will be entitled to the one time lump sum.

    7. If the winner chose the annuity option, who will be responsible for the administration and payment of this annuity?

      If the winner chose the annuity option, the designated insurance company will be responsible for the administration and payment of the annuity.

© 2010, Loto-Québec and Subsidiaries. All rights reserved. In the event of a discrepancy between the draw results presented on this Web site and Loto-Québec's official winning list, the latter shall prevail.